Commercial Real Estate Loans
Income Property Finance by LRC
Lighthouse Realty Capital (LRC) offers loan brokerage services for income properties in the western states. With over $900 million of income property loans originated and funded by William Fischer, LRC brings the experience necessary to finance your property. LRC handles the financing of stabilized income properties as well as income properties in transition (bridge/interim loans).
Stabilized Apartment and Mobile Home Park Loans: Very competitive rates and terms. Bank program assumes well-maintained property with financially strong borrowers and good credit.
Stabilized Commercial Real Estate Loans: Very competitive rates and terms. Bank program assumes well-maintained property with financially strong borrowers and good credit.
Non-Bank Loan Program: Apartments, Commercial, and Bridge loans. Up to $10,000,000. FICO: 650 minimum. Fixed-rate terms of 5 to 25 years. Up to 30-year amortization. Nationwide program. Non-recourse available.
Fix & Hold Loan Program: Residential income properties 1 to 4 units, investor-owned (non-owner occupied), rate fixed for first 3 years, Minimum 650 FICO, 30/30 loan term, loan rolls to adjustable rate at WSJ Prime + 4.00%, up to 70% LTV, loans up to $1,000,000, no tax returns required, no debt-to-income ratio requirements, 3.0% prepayment penalty during first 3 years, LLC’s, Trusts & partnership ownership acceptable, 30 to 45 day closings.
Private Money Loans = Fixed rates at 8.00% to 11.00%. Loan fee = 2.0% to 4.0% (includes LRC). Fast loan approval and close. More flexibility on property and credit.
(*) Rates and terms are subject to change without notice.
Property Types Financed:
- Office Finance
- Industrial Finance
- Retail Finance
- Apartment Finance (5+units)
- Self-Storage Finance
- Senior’s Care Finance
- Mixed-Use Properties
- Mobile Home Park Finance
- Special Purpose Properties
- Hospitality Finance
- Auto Related Properties
Sources of Funding:
- Banks
- Credit Unions
- Life Companies
- Conduits/CMBS
- GSE’s (Fannie Mae)
- Private Money
LRC Loan Program Features
- Loans on Stabilized Income Properties
- Interim/Bridge Loans
- Financing of Discount Opportunities
- Commercial & Apartment Construction Loans
- Loan Amounts from $500,000 to $10,000,000+
- Fixed Rates: 3, 5, 7 & 10 Years (15 yrs. on Apts.)
- Adjustable Rates: LIBOR & Prime-based
- Loan-to-Value Owner-Occupied (SBA): Up to 90%
- Loan-to Value Apartments: up to 80%
- Loan-to-Value Commercial: Up to 75%
- Amortization: 25 to 30 Years (Some I.O.)
Loans Originated and Funded by William Fischer
Interim/Bridge Loans
- $26,000,000 Condo Conversion, Scottsdale, AZ
- $13,000,000 Self-storage, San Francisco, CA
- $7,000,000 Office, Santa Clarita, CA
- $6,000,000 Hotel, Chatsworth, CA
- $6,000,000 Light Industrial, Santa Clara, CA
- $4,860,000 Office, Encinitas, CA
- $3,900,000 Office, Glendale, AZ
- $3,700,000 Retail, Placentia, CA
- $2,600,000 Retail, Moreno Valley, CA
- $2,300,000 Office, Diamond Bar, CA
- $2,250,000 Office, Fresno, CA
- $1,068,000 Retail, Los Angeles, CA
- $1,060,000 Retail, Redlands, CA
- $1,350,000, Retail, Casa Grande, AZ
- $1,270,000 Apartments, Hemet, CA
- $945,000 Retail, Canoga Park, CA
- $600,000 Retail, Mission Hills, CA
Loan Portfolio Acquisitions
- $28,657,000 Commercial & Apartments, Southern California
- $6,094,000 Commercial & Apartments, Los Angeles, CA
Fannie Mae DUS Apartment Loans
- $13,250,000 Buena Park, CA
- $12,650,000 Huntington Beach, CA
- $12,250,000 Woodland Hills, CA
- $11,100,000 Foster City, CA
- $8,300,000 Foster City, CA
- $7,800,000 Sacramento, CA
- $7,175,000 Santa Clara, CA
- $6,975,000 Sunnyvale, CA
- $5,600,000 Cypress, CA
- $3,725,000 Sunnyvale, CA
- $3,530,000 Huntington Beach, CA
- $3,010,000 Rancho Palos Verdes, CA
- $2,050,000 Artesia, CA
Stabilized Property Loans
- $6,225,000 Retail, Carson, CA
- $6,225,000 Apartments, Long Beach, CA
- $6,200,000 Office, Las Vegas, NV
- $6,000,000 Medical Office, Glendale, CA
- $3,770,000 Office, Rancho Cucamonga, CA
- $3,400,000 Retail, Reno, NV
- $3,200,000 Industrial, Fullerton, CA
- $3,000,000 Office/Industrial, Temecula, CA
- $3,000,000 Retail, San Juan Capistrano, CA
- $2,600,000 Retail, Poway, CA
- $2,400,000 Hotel, Twenty-Nine Palms, CA
- $2,290,000 Office Condos, Orange, CA
- $2,286,000 Hotel, La Jolla, CA
- $2,050,000 Office, Palm Desert, CA
- $2,050,000 Industrial, Las Vegas, NV
- $2,043,000 Retail/Fitness, San Diego, CA
- $2,040,000 Industrial, City of Industry, CA
- $2,000,000 Office, Bakersfield, CA
- $1,800,000 Apartments, San Marcos, CA
- $1,700,000 Retail, Westwood, CA
- $1,390,000 Apartments, Bakersfield, CA
- $1,288,000 Apartments, Santa Ana, CA
- $1,150,000 Office, Las Vegas, NV
- $800,000 Medical Office, Los Angeles, CA
- $800,000 Apartments, Bell, CA
- $635,000 Office/Retail, Mission Viejo, CA
- $600,000 Apartments, North Hollywood, CA
- $550,000 Apartments, Long Beach CA
Senior’s Care Loans:
- $6,100,000 Assisted Living/SNF, Huntington Beach, CA
- $4,650,000 Independent Living, Fresno, CA
- $3,000,000 Assisted Living, Escondido, CA
- $1,800,000 Alzheimer’s Facility, Costa Mesa, CA
Sales Brokerage Services by LRC
In addition to loan brokerage services, LRC offers sales brokerage services for our finance and property management clients. If you’re an investor looking to add to your income property portfolio, or you are looking for your first income property to purchase, we can assist you in locating your targeted investment and represent you on the buyer’s brokerage side. We can assist our clients in determining the desired property, location, estimate any needed repairs and improvements, calculate a cash-on-cash return, and manage your investment after the purchase. Shopping for your next income property investment is exciting, and LRC would like to be a part of that experience.
CONTACT US TODAY
For professional, experienced representation on your income property finance, sales and management needs, please contact us at 949-279-6811…
or email us at Bill@LighthouseRealtyCapital.com
